:root {
  --navy: #061b34;
  --navy-2: #092b50;
  --blue: #1378ff;
  --blue-2: #00b7ff;
  --teal: #15c6c8;
  --green: #18b776;
  --ink: #102342;
  --muted: #61718c;
  --line: #dce8f7;
  --soft: #f4f8fd;
  --white: #fff;
  --shadow: 0 24px 70px rgba(15, 52, 96, 0.16);
  --radius: 8px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}
a { color: inherit; }
img { max-width: 100%; height: auto; display: block; }
strong { color: inherit; }
.shell { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.narrow { width: min(860px, calc(100% - 40px)); }
.sr-only, .skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link:focus {
  position: fixed;
  width: auto;
  height: auto;
  clip: auto;
  left: 16px;
  top: 16px;
  z-index: 1000;
  background: var(--white);
  padding: 10px 14px;
  border-radius: var(--radius);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(6, 27, 52, 0.92);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.header-shell {
  min-height: 76px;
  display: flex;
  align-items: center;
  gap: 28px;
}
.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  color: var(--white);
  line-height: 1;
  flex: 0 0 auto;
}
.brand img {
  display: block;
  width: auto;
  height: 46px;
  max-width: 260px;
  object-fit: contain;
}
.brand span span { color: var(--blue-2); font-style: italic; }
.brand-mark {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue), var(--teal));
  font-weight: 900;
}
.site-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 30px;
}
.site-nav a {
  position: relative;
  color: rgba(255,255,255,0.88);
  font-weight: 750;
  text-decoration: none;
  font-size: 15px;
}
.site-nav a[aria-current="page"],
.site-nav a:hover { color: var(--white); }
.site-nav a[aria-current="page"]::after,
.site-nav a:hover::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -22px;
  height: 3px;
  background: var(--blue);
  border-radius: 999px;
}
.header-actions { display: flex; align-items: center; gap: 12px; }
.social {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: rgba(255,255,255,0.1);
  color: var(--white);
  text-decoration: none;
  font-weight: 800;
}
.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 0;
  background: rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 11px;
}
.menu-toggle span:not(.sr-only) {
  display: block;
  height: 2px;
  background: var(--white);
  margin: 5px 0;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 46px;
  padding: 12px 24px;
  border-radius: 999px;
  border: 1px solid transparent;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue), #0068ff);
  text-decoration: none;
  font-weight: 850;
  box-shadow: 0 12px 24px rgba(19, 120, 255, 0.28);
}
.btn:hover { transform: translateY(-1px); }
.btn-small { min-height: 40px; padding: 9px 18px; font-size: 14px; }
.btn-ghost {
  color: var(--white);
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.45);
  box-shadow: none;
}
.btn-light {
  color: var(--blue);
  background: var(--white);
  box-shadow: none;
}
.btn-outline {
  color: var(--blue);
  background: var(--white);
  border-color: rgba(19, 120, 255, 0.34);
  box-shadow: none;
}
.btn-block { width: 100%; }
.text-link { color: var(--blue); font-weight: 850; text-decoration: none; }
.cta-row { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; margin-top: 28px; }

.hero {
  color: var(--white);
  background:
    radial-gradient(circle at 76% 16%, rgba(0, 183, 255, 0.22), transparent 28%),
    radial-gradient(circle at 100% 0%, rgba(24, 183, 118, 0.12), transparent 30%),
    linear-gradient(135deg, #061427 0%, #082846 48%, #04172c 100%);
  overflow: hidden;
}
.hero-grid {
  position: relative;
  min-height: 610px;
  display: grid;
  grid-template-columns: 1fr minmax(300px, 380px);
  align-items: center;
  gap: 38px;
  padding: 54px 0 22px;
}
.hero-copy { position: relative; z-index: 2; max-width: 620px; }
.eyebrow {
  margin: 0 0 12px;
  color: var(--blue-2);
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
  font-size: 13px;
}
h1, h2, h3 { line-height: 1.12; letter-spacing: 0; color: inherit; }
h1 { margin: 0; font-size: clamp(42px, 6vw, 64px); max-width: 780px; }
h2 { margin: 0 0 18px; font-size: clamp(28px, 4vw, 38px); text-align: center; }
h3 { margin: 0 0 10px; font-size: 19px; }
.lead {
  margin: 22px 0 0;
  font-size: 18px;
  max-width: 600px;
  color: rgba(255,255,255,0.86);
}
.lead strong { color: var(--blue-2); }
.hero-points {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 30px;
  max-width: 620px;
}
.hero-points div {
  display: grid;
  grid-template-columns: 36px 1fr;
  column-gap: 10px;
  align-items: center;
}
.hero-points span {
  grid-row: span 2;
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(0, 183, 255, 0.8);
  color: var(--blue-2);
  border-radius: 50%;
}
.hero-points strong { font-size: 14px; }
.hero-points small { color: rgba(255,255,255,0.76); font-size: 13px; }
.hero-visual {
  position: absolute;
  z-index: 1;
  right: 260px;
  bottom: -2px;
  width: min(820px, 56vw);
  opacity: 0.98;
  pointer-events: none;
  overflow: hidden;
  isolation: isolate;
}
.hero-visual::before {
  content: "";
  position: absolute;
  inset: -2px;
  z-index: 1;
  pointer-events: none;
  display: none;
}
.hero-visual::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  z-index: 1;
  height: 30%;
  background: linear-gradient(transparent, rgba(6,27,52,0.28));
}
.hero-visual img {
  width: 100%;
  position: relative;
  z-index: 0;
  filter: drop-shadow(0 26px 40px rgba(0,0,0,0.32));
}
.loan-card {
  position: relative;
  z-index: 3;
  padding: 28px;
  border-radius: var(--radius);
  color: var(--ink);
  background: rgba(255,255,255,0.96);
  box-shadow: var(--shadow);
}
.calc-field { margin-bottom: 24px; }
.calc-field label {
  display: block;
  color: #203354;
  font-weight: 850;
  margin-bottom: 5px;
}
.calc-field output {
  display: block;
  font-size: 27px;
  font-weight: 900;
  margin-bottom: 8px;
}
input[type="range"] {
  width: 100%;
  accent-color: var(--blue);
}
.range-ends {
  display: flex;
  justify-content: space-between;
  color: var(--muted);
  font-size: 12px;
}
.calc-summary {
  margin: 4px 0 20px;
  padding: 18px;
  background: linear-gradient(135deg, #eef7ff, #f7fbff);
  border-radius: var(--radius);
}
.calc-summary div,
.fact-list div {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  margin: 8px 0;
}
.calc-summary dt,
.fact-list dt { color: var(--muted); }
.calc-summary dd,
.fact-list dd {
  margin: 0;
  font-weight: 850;
  text-align: right;
}
.secure-note {
  color: var(--muted);
  text-align: center;
  margin: 12px 0 0;
  font-size: 13px;
}

.section { padding: 76px 0; }
.section.muted { background: var(--soft); }
.centered { text-align: center; justify-content: center; }
.process h2,
.section > .shell > h2 { color: var(--ink); }
.section-title::after {
  content: "";
  display: block;
  width: 220px;
  height: 6px;
  margin: 16px auto 0;
  background: linear-gradient(90deg, #1378ff, #00a3ff);
}
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin: 36px 0 20px;
}
.steps article,
.benefit-grid article,
.card-grid article,
.blog-card,
.soft-panel {
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.steps span,
.benefit-grid span {
  display: block;
  color: rgba(19,120,255,0.28);
  font-size: 42px;
  font-weight: 950;
  line-height: 1;
  margin-bottom: 18px;
}
.steps p,
.benefit-grid p,
.card-grid p,
.blog-card p,
.soft-panel p { color: var(--muted); margin: 0; }

.info-band { padding: 56px 0; background: linear-gradient(180deg, #fff, #f4f9ff); }
.info-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(220px, 320px) minmax(0, 1fr);
  align-items: end;
  gap: 26px;
  background: #eef6ff;
  border: 1px solid #dcecff;
  border-radius: var(--radius);
  padding: 22px;
  overflow: hidden;
}
.info-grid img {
  align-self: stretch;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius);
}
.panel {
  align-self: center;
  padding: 28px;
  background: rgba(255,255,255,0.9);
  border-radius: var(--radius);
}
.panel h2,
.soft-panel h2,
.article-body h2 { text-align: left; font-size: 24px; }
.check-list {
  list-style: none;
  margin: 18px 0 0;
  padding: 0;
}
.check-list li {
  position: relative;
  padding-left: 30px;
  margin: 10px 0;
}
.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 21px;
  height: 21px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--blue);
  font-size: 13px;
  font-weight: 900;
}
.benefit-grid,
.card-grid,
.blog-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 34px;
}
.card-grid,
.blog-grid { grid-template-columns: repeat(3, 1fr); }

.insurance-compare-section {
  padding: 82px 0 88px;
  color: var(--white);
  border-top: 8px solid var(--teal);
  background:
    radial-gradient(circle at 20% 12%, rgba(20, 199, 255, 0.18), transparent 28%),
    radial-gradient(circle at 78% 18%, rgba(19, 120, 255, 0.18), transparent 30%),
    linear-gradient(180deg, #112d50 0%, #0a2544 100%);
}
.insurance-compare-title {
  margin-bottom: 0;
}
.insurance-compare-title h2 {
  color: var(--white);
}
.insurance-compare-title::after {
  background: linear-gradient(90deg, #1378ff, #00a3ff);
}
.insurance-compare-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
  gap: 34px;
  margin-top: 48px;
}
.insurance-compare-card {
  min-width: 0;
  display: flex;
  align-items: center;
  flex-direction: column;
  text-align: center;
}
.insurance-compare-image {
  position: relative;
  display: block;
  width: min(100%, 252px);
  aspect-ratio: 1;
  border-radius: 50%;
  padding: 10px;
  background: linear-gradient(135deg, rgba(23, 199, 255, 0.32), rgba(19, 120, 255, 0.08));
  box-shadow: 0 22px 44px rgba(0, 0, 0, 0.28);
  overflow: hidden;
}
.insurance-compare-image::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  border: 8px solid rgba(20, 199, 255, 0.82);
  pointer-events: none;
}
.insurance-compare-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 50%;
}
.insurance-compare-card h3 {
  color: var(--white);
  font-size: 25px;
  line-height: 1.18;
  margin: 26px 0 12px;
}
.insurance-dot-row {
  display: flex;
  justify-content: center;
  gap: 8px;
  min-height: 8px;
  margin-bottom: 26px;
}
.insurance-dot-row span {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--teal);
}
.insurance-calc-btn {
  min-width: 178px;
  justify-content: center;
  margin-bottom: 16px;
}
.insurance-more-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  min-width: 190px;
  padding: 0 26px;
  color: var(--white);
  text-decoration: none;
  font-weight: 850;
  border: 1px solid rgba(20, 199, 255, 0.82);
  border-radius: 999px;
  transition: background 0.2s ease, border-color 0.2s ease;
}
.insurance-more-link:hover {
  background: rgba(20, 199, 255, 0.11);
  border-color: var(--white);
}

.insurance-benefits {
  background: linear-gradient(180deg, #fff, #f6fbff);
}
.insurance-benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 38px;
}
.insurance-benefit-card {
  min-height: 245px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.insurance-benefit-card span {
  display: block;
  color: rgba(19,120,255,0.28);
  font-size: 38px;
  font-weight: 950;
  line-height: 1;
  margin-bottom: 18px;
}
.insurance-benefit-card h3 {
  font-size: 19px;
  margin-bottom: 14px;
}
.insurance-benefit-card strong {
  display: block;
  color: var(--ink);
  font-size: 24px;
  line-height: 1.18;
  margin-bottom: 12px;
}
.insurance-benefit-card p {
  margin: 0;
  color: var(--muted);
}
.insurance-benefit-card.is-featured {
  color: var(--white);
  border-color: transparent;
  background: linear-gradient(135deg, var(--blue), #005fe8);
}
.insurance-benefit-card.is-featured span,
.insurance-benefit-card.is-featured h3,
.insurance-benefit-card.is-featured strong,
.insurance-benefit-card.is-featured p {
  color: var(--white);
}

.travel-benefits {
  background: linear-gradient(180deg, #fff, #f7fbff);
}
.travel-benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.insurer-logo-section {
  background: #fff;
}
.insurer-logo-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  align-items: stretch;
}
.insurer-logo-card {
  min-height: 94px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 18px 16px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: 0 14px 34px rgba(15, 52, 96, 0.06);
}
.insurer-logo-card span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 34px;
  font-size: 23px;
  line-height: 1.1;
  font-weight: 900;
  text-align: center;
  color: #0b2b58;
}
.insurer-logo-card img {
  display: block;
  max-width: 136px;
  max-height: 68px;
  width: auto;
  height: auto;
  object-fit: contain;
}
.insurer-logo-card.allianz span { color: #005ca9; }
.insurer-logo-card.axa span {
  color: #133d8d;
  border: 2px solid #133d8d;
  padding: 8px 10px;
}
.insurer-logo-card.csob span { color: #0069a6; }
.insurer-logo-card.koop span { color: #00843d; }
.insurer-logo-card.slavia span { color: #9c3b1f; }
.insurer-logo-card.union span {
  color: #101010;
  font-family: Georgia, serif;
  font-weight: 700;
}
.insurer-logo-card.uniqa span { color: #0056a4; }
.travel-flow-grid {
  display: grid;
  grid-template-columns: 0.85fr 1fr;
  gap: 32px;
  align-items: start;
}
.travel-price-card h2,
.travel-flow-grid h2 {
  text-align: left;
}
.price-highlight {
  display: inline-grid;
  gap: 2px;
  margin: 12px 0 22px;
  padding: 16px 20px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue), #0064ee);
  border-radius: var(--radius);
}
.price-highlight strong {
  font-size: 30px;
  line-height: 1;
}
.price-highlight span {
  font-weight: 800;
}
.travel-steps {
  display: grid;
  gap: 16px;
  margin-top: 22px;
}
.travel-step {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 18px;
  align-items: start;
  padding: 20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 34px rgba(15, 52, 96, 0.06);
}
.travel-step span {
  color: rgba(19,120,255,0.32);
  font-size: 34px;
  font-weight: 950;
  line-height: 1;
}
.travel-step p {
  margin: 0;
  color: var(--muted);
}
.customer-policy-grid,
.travel-stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin-top: 34px;
}
.policy-card,
.travel-stats-grid article {
  padding: 28px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.policy-card h3 {
  text-align: left;
}
.policy-card dl {
  margin: 18px 0;
}
.policy-card dl div {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 8px 0;
  border-bottom: 1px solid var(--line);
}
.policy-card dl div:last-child {
  border-bottom: 0;
}
.policy-card dt {
  color: var(--muted);
}
.policy-card dd {
  margin: 0;
  font-weight: 850;
  text-align: right;
}
.policy-card p {
  margin: 0;
  color: var(--muted);
}
.travel-stats-grid {
  grid-template-columns: repeat(3, 1fr);
}
.travel-stats-grid article {
  text-align: center;
}
.travel-stats-grid strong {
  display: block;
  color: var(--blue);
  font-size: 34px;
  line-height: 1.1;
  margin-bottom: 10px;
}
.travel-stats-grid p {
  margin: 0;
  color: var(--muted);
}

.rate-card-section { padding: 40px 0 76px; }
.rate-card {
  display: grid;
  grid-template-columns: 1.5fr 0.9fr;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  background: var(--white);
}
.rate-card > div:first-child { padding: 42px; }
.rate-card h2 { text-align: left; }
.rate-card p { color: var(--muted); margin: 0; }
.blue-panel {
  padding: 42px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue), #0064ee);
}
.blue-panel p { color: rgba(255,255,255,0.86); margin-bottom: 24px; }

.sub-hero {
  color: var(--white);
  background:
    radial-gradient(circle at 88% 10%, rgba(0,183,255,0.24), transparent 30%),
    linear-gradient(135deg, #061427, #092b50);
}
.sub-hero-grid {
  min-height: 390px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 40px;
  padding: 70px 0;
}
.sub-hero .lead { color: rgba(255,255,255,0.84); }
.hero-stat-card {
  display: grid;
  gap: 14px;
  padding: 26px;
  border-radius: var(--radius);
  border: 1px solid rgba(255,255,255,0.18);
  background: rgba(255,255,255,0.09);
}
.hero-stat-card div {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.hero-stat-card div:last-child { border-bottom: 0; }
.hero-stat-card span { color: rgba(255,255,255,0.72); }
.hero-stat-card strong { font-size: 22px; color: var(--white); text-align: right; }
.hero-media {
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 0;
}
.hero-media img {
  display: block;
  width: min(100%, 560px);
  max-height: 360px;
  height: auto;
  object-fit: contain;
  border-radius: var(--radius);
  box-shadow: 0 24px 70px rgba(0,0,0,0.24);
}
.zonky-hero {
  background:
    radial-gradient(circle at 82% 8%, rgba(255, 205, 64, 0.28), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(21, 198, 200, 0.2), transparent 28%),
    linear-gradient(135deg, #061427, #092b50 58%, #071b33);
}
.kamali-hero {
  background:
    radial-gradient(circle at 86% 10%, rgba(255, 176, 46, 0.26), transparent 28%),
    radial-gradient(circle at 20% 18%, rgba(24, 183, 118, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #123d44 58%, #071b33);
}
.coolcredit-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(250, 204, 21, 0.26), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(37, 99, 235, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #102a5c 58%, #071b33);
}
.viasms-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(239, 68, 68, 0.28), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(250, 204, 21, 0.18), transparent 30%),
    linear-gradient(135deg, #061427, #311827 58%, #071b33);
}
.homecredit-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(239, 68, 68, 0.24), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(56, 189, 248, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #1f2937 58%, #071b33);
}
.acema-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(245, 158, 11, 0.25), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(20, 184, 166, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #14332f 58%, #071b33);
}
.creditportal-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(34, 197, 94, 0.24), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(14, 165, 233, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #0d3430 58%, #071b33);
}
.zaplo-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(239, 68, 68, 0.28), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(34, 211, 238, 0.18), transparent 30%),
    linear-gradient(135deg, #061427, #25162f 58%, #071b33);
}
.provident-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(250, 204, 21, 0.24), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(20, 184, 166, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #123338 58%, #071b33);
}
.pujckaplus-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(132, 204, 22, 0.24), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(56, 189, 248, 0.18), transparent 30%),
    linear-gradient(135deg, #061427, #17331f 58%, #071b33);
}
.expresscash-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(75, 187, 134, 0.25), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(38, 194, 231, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #142f52 58%, #071b33);
}
.movinero-hero {
  background:
    radial-gradient(circle at 84% 10%, rgba(20, 184, 166, 0.25), transparent 28%),
    radial-gradient(circle at 18% 20%, rgba(59, 130, 246, 0.2), transparent 30%),
    linear-gradient(135deg, #061427, #083344 58%, #071b33);
}
.raiffeisenbank-hero {
  background:
    linear-gradient(135deg, rgba(255, 221, 45, 0.18), transparent 42%),
    linear-gradient(135deg, #061427, #10233d 55%, #071b33);
}
.flexifin-hero {
  background:
    linear-gradient(135deg, rgba(255, 213, 79, 0.2), transparent 40%),
    linear-gradient(135deg, #061427, #123338 56%, #071b33);
}
.creditgo-hero {
  background:
    linear-gradient(135deg, rgba(34, 197, 94, 0.18), transparent 40%),
    linear-gradient(135deg, #061427, #0d2f34 56%, #071b33);
}
.soscredit-hero {
  background:
    linear-gradient(135deg, rgba(14, 165, 233, 0.2), transparent 40%),
    linear-gradient(135deg, #061427, #102a43 56%, #071b33);
}
.ferratum-hero {
  background:
    linear-gradient(135deg, rgba(239, 68, 68, 0.2), transparent 42%),
    linear-gradient(135deg, #061427, #18213f 56%, #071b33);
}
.avafin-hero {
  background:
    linear-gradient(135deg, rgba(20, 184, 166, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #0f2f3d 56%, #071b33);
}
.proficredit-hero {
  background:
    linear-gradient(135deg, rgba(220, 38, 38, 0.2), transparent 42%),
    linear-gradient(135deg, #061427, #172033 56%, #071b33);
}
.openfactor-hero {
  background:
    linear-gradient(135deg, rgba(34, 197, 94, 0.2), transparent 42%),
    linear-gradient(135deg, #061427, #12323b 56%, #071b33);
}
.razdvapujcka-hero {
  background:
    linear-gradient(135deg, rgba(239, 68, 68, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #2b193f 56%, #071b33);
}
.csob-pojistovna-hero {
  background:
    linear-gradient(135deg, rgba(0, 126, 199, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #07345a 56%, #071b33);
}
.rixo-hero {
  background:
    linear-gradient(135deg, rgba(236, 72, 153, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #2a1d55 56%, #071b33);
}
.svycarskapujcka-hero {
  background:
    linear-gradient(135deg, rgba(239, 68, 68, 0.24), transparent 40%),
    linear-gradient(135deg, #061427, #7f1d1d 52%, #0f766e);
}
.uveracek-hero {
  background:
    linear-gradient(135deg, rgba(14, 165, 233, 0.22), transparent 42%),
    linear-gradient(135deg, #071b33, #164e63 52%, #312e12);
}
.pujcka-bez-volani-hero {
  background:
    linear-gradient(135deg, rgba(20, 184, 166, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #0f2f3d 52%, #12323b);
}
.nazivnost-hero {
  background:
    linear-gradient(135deg, rgba(250, 204, 21, 0.20), transparent 42%),
    linear-gradient(135deg, #071b33, #12323b 52%, #312e12);
}
.tipli-hero {
  background:
    linear-gradient(135deg, rgba(249, 115, 22, 0.24), transparent 42%),
    linear-gradient(135deg, #062119, #174b35 52%, #071b33);
}
.twisto-hero {
  background:
    linear-gradient(135deg, rgba(217, 70, 239, 0.22), transparent 42%),
    linear-gradient(135deg, #16071f, #4a197d 52%, #071b33);
}
.revolut-hero {
  background:
    linear-gradient(135deg, rgba(34, 197, 94, 0.20), transparent 42%),
    linear-gradient(135deg, #020617, #111827 48%, #0f766e);
}
.mbank-hero {
  background:
    linear-gradient(135deg, rgba(239, 68, 68, 0.24), transparent 42%),
    linear-gradient(135deg, #061427, #2b1826 56%, #071b33);
}
.vistacredit-hero {
  background:
    linear-gradient(135deg, rgba(59, 130, 246, 0.22), transparent 42%),
    linear-gradient(135deg, #061427, #10294a 56%, #071b33);
}
.zonky-hero-grid {
  min-height: 520px;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, 0.72fr);
  gap: 42px;
  align-items: center;
  padding: 74px 0;
}
.zonky-score-card {
  min-width: 0;
  padding: 28px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.1);
  box-shadow: 0 24px 70px rgba(0,0,0,0.24);
}
.zonky-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #1b2335;
  background:
    linear-gradient(135deg, #ffe073, #fff5c2 52%, #ffffff);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.raiffeisenbank-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #101827;
  background:
    linear-gradient(135deg, #ffdd2d, #fff7b0 52%, #ffffff);
  border: 2px solid rgba(16, 24, 39, 0.08);
  border-radius: var(--radius);
  font-size: 34px;
  font-weight: 950;
  letter-spacing: 0;
}
.flexifin-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #052e2b;
  background:
    linear-gradient(135deg, #facc15, #ffffff 48%, #5eead4);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.creditgo-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #052e16;
  background:
    linear-gradient(135deg, #bbf7d0, #ffffff 48%, #22c55e);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.soscredit-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #071b33;
  background:
    linear-gradient(135deg, #38bdf8, #ffffff 48%, #facc15);
  border-radius: var(--radius);
  font-size: 40px;
  font-weight: 950;
  letter-spacing: 0;
}
.ferratum-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #ef4444, #991b1b 52%, #111827);
  border-radius: var(--radius);
  font-size: 40px;
  font-weight: 950;
  letter-spacing: 0;
}
.avafin-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #042f2e;
  background:
    linear-gradient(135deg, #99f6e4, #ffffff 48%, #14b8a6);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.proficredit-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #dc2626, #991b1b 48%, #111827);
  border-radius: var(--radius);
  font-size: 30px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.openfactor-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #0f766e, #22c55e 48%, #1d4ed8);
  border-radius: var(--radius);
  font-size: 34px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.razdvapujcka-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #ef4444, #7c3aed 50%, #0f172a);
  border-radius: var(--radius);
  font-size: 30px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.csob-pojistovna-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #004f9f, #009fe3 48%, #00a859);
  border-radius: var(--radius);
  font-size: 29px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.rixo-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #6d28d9, #ec4899 50%, #22c55e);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.svycarskapujcka-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    radial-gradient(circle at 78% 26%, rgba(125, 211, 252, 0.24), transparent 30%),
    linear-gradient(135deg, #7f1d1d 0%, #16406f 52%, #0f766e 100%);
  border-radius: var(--radius);
  font-size: 28px;
  font-weight: 950;
  letter-spacing: 0;
  line-height: 1.1;
  overflow: hidden;
  padding: 22px 126px 34px 22px;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.24);
  text-shadow: 0 2px 12px rgba(0,0,0,0.42);
  text-align: center;
}
.svycarskapujcka-brand-mark::after {
  content: "1,2 % denně";
  position: absolute;
  right: 18px;
  bottom: 14px;
  padding: 5px 10px;
  color: #7f1d1d;
  background: rgba(255,255,255,0.9);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 900;
}
.uveracek-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #082f49;
  background:
    linear-gradient(135deg, #0284c7, #ffffff 48%, #f59e0b);
  border-radius: var(--radius);
  font-size: 38px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.uveracek-brand-mark::after {
  content: "na IČO";
  position: absolute;
  right: 18px;
  bottom: 14px;
  padding: 5px 10px;
  color: #ffffff;
  background: #0369a1;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 900;
}
.pujcka-bez-volani-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #0f766e, #0ea5e9 54%, #111827);
  border-radius: var(--radius);
  font-size: 31px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.pujcka-bez-volani-brand-mark::after {
  content: "100 % online";
  position: absolute;
  right: 18px;
  bottom: 14px;
  padding: 5px 10px;
  color: #083344;
  background: rgba(255,255,255,0.88);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 900;
}
.nazivnost-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #0f172a;
  background:
    linear-gradient(135deg, #facc15, #ffffff 48%, #14b8a6);
  border-radius: var(--radius);
  font-size: 34px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.nazivnost-brand-mark::after {
  content: "OSVČ";
  position: absolute;
  right: 18px;
  bottom: 14px;
  padding: 5px 10px;
  color: #ffffff;
  background: #0f766e;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 900;
}
.tipli-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #16a34a, #f97316 54%, #facc15);
  border-radius: var(--radius);
  font-size: 44px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.tipli-brand-mark::after {
  content: "cashback";
  position: absolute;
  right: 18px;
  bottom: 14px;
  padding: 5px 10px;
  color: #064e3b;
  background: rgba(255,255,255,0.86);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 900;
}
.twisto-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #450d87, #7c3aed 52%, #f0abfc);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.twisto-brand-mark::after {
  content: "";
  position: absolute;
  width: 96px;
  height: 96px;
  right: -22px;
  bottom: -32px;
  border-radius: 999px;
  background: rgba(255,255,255,0.20);
}
.revolut-brand-mark {
  position: relative;
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #020617, #111827 54%, #0f766e);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
  overflow: hidden;
  text-align: center;
}
.revolut-brand-mark::after {
  content: "";
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 18px;
  height: 6px;
  border-radius: 999px;
  background: linear-gradient(90deg, #22c55e, #38bdf8, #f8fafc);
}
.mbank-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #ffffff;
  background:
    linear-gradient(135deg, #111827, #ef4444 48%, #f59e0b);
  border-radius: var(--radius);
  font-size: 36px;
  font-weight: 950;
  letter-spacing: 0;
  text-align: center;
}
.vistacredit-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #0f172a;
  background:
    linear-gradient(135deg, #93c5fd, #ffffff 48%, #2563eb);
  border-radius: var(--radius);
  font-size: 36px;
  font-weight: 950;
  letter-spacing: 0;
}
.kamali-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #fff;
  background:
    linear-gradient(135deg, #f5a623, #e85d2a 52%, #c83e35);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.coolcredit-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #081a35;
  background:
    linear-gradient(135deg, #2563eb, #ffffff 48%, #fde047);
  border-radius: var(--radius);
  font-size: 38px;
  font-weight: 950;
  letter-spacing: 0;
  text-transform: uppercase;
}
.viasms-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #111827;
  background:
    linear-gradient(135deg, #ef4444, #ffffff 48%, #facc15);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.homecredit-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #111827;
  background:
    linear-gradient(135deg, #ef4444, #ffffff 48%, #38bdf8);
  border-radius: var(--radius);
  font-size: 38px;
  font-weight: 950;
  letter-spacing: 0;
}
.acema-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #082f49;
  background:
    linear-gradient(135deg, #f59e0b, #ffffff 48%, #14b8a6);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.creditportal-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #042f2e;
  background:
    linear-gradient(135deg, #22c55e, #ffffff 48%, #38bdf8);
  border-radius: var(--radius);
  font-size: 38px;
  font-weight: 950;
  letter-spacing: 0;
}
.zaplo-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #fff;
  background:
    linear-gradient(135deg, #111827, #e11d48 56%, #fb7185);
  border-radius: var(--radius);
  font-size: 42px;
  font-weight: 950;
  letter-spacing: 0;
}
.provident-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #07302f;
  background:
    linear-gradient(135deg, #facc15, #ffffff 50%, #5eead4);
  border-radius: var(--radius);
  font-size: 40px;
  font-weight: 950;
  letter-spacing: 0;
}
.pujckaplus-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #052e16;
  background:
    linear-gradient(135deg, #bef264, #ffffff 50%, #38bdf8);
  border-radius: var(--radius);
  font-size: 40px;
  font-weight: 950;
  letter-spacing: 0;
}
.expresscash-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #071b33;
  background:
    linear-gradient(135deg, #26c2e7, #ffffff 48%, #4bbb86);
  border-radius: var(--radius);
  font-size: 38px;
  font-weight: 950;
  letter-spacing: 0;
}
.movinero-brand-mark {
  min-height: 118px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  color: #042f2e;
  background:
    linear-gradient(135deg, #5eead4, #ffffff 50%, #60a5fa);
  border-radius: var(--radius);
  font-size: 40px;
  font-weight: 950;
  letter-spacing: 0;
}
.score-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.14);
}
.score-row:last-child { border-bottom: 0; }
.score-row span { color: rgba(255,255,255,0.72); }
.score-row strong {
  color: var(--white);
  font-size: 20px;
  text-align: right;
}
.affiliate-note {
  max-width: 650px;
  margin: 16px 0 0;
  color: rgba(255,255,255,0.68);
  font-size: 14px;
}
.zonky-summary-grid,
.cost-layout,
.pros-cons-grid,
.fit-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
  gap: 32px;
  align-items: start;
}
.review-verdict h2,
.zonky-facts h2,
.cost-layout h2,
.pros-cons-grid h2,
.fit-grid h2,
.source-section h2 {
  text-align: left;
}
.review-verdict p,
.zonky-facts p,
.cost-layout p,
.fit-grid p,
.source-section p {
  color: var(--muted);
}
.zonky-facts {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(135deg, #f7fbff, #ffffff);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.zonky-facts .fact-list {
  margin: 12px 0 0;
}
.zonky-feature-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  margin-top: 34px;
}
.zonky-feature-grid article,
.pros-card,
.cons-card,
.fit-grid article {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.zonky-feature-grid span {
  display: block;
  color: rgba(19,120,255,0.28);
  font-size: 40px;
  font-weight: 950;
  line-height: 1;
  margin-bottom: 18px;
}
.zonky-feature-grid p {
  color: var(--muted);
  margin: 0;
}
.cost-callout {
  padding: 32px;
  color: var(--white);
  border-radius: var(--radius);
  background: linear-gradient(135deg, #0d8a7f, #1378ff);
  box-shadow: var(--shadow);
}
.cost-callout span {
  display: block;
  font-size: 64px;
  line-height: 1;
  font-weight: 950;
  margin-bottom: 10px;
}
.cost-callout strong {
  display: block;
  font-size: 24px;
  line-height: 1.16;
  margin-bottom: 14px;
}
.cost-callout p {
  color: rgba(255,255,255,0.86);
  margin: 0;
}
.kamali-cost {
  background: linear-gradient(135deg, #e65b2e, #1378ff);
}
.coolcredit-cost {
  background: linear-gradient(135deg, #1d4ed8, #0891b2 50%, #f59e0b);
}
.raiffeisenbank-cost {
  background: linear-gradient(135deg, #111827, #0f766e 48%, #ffdd2d);
}
.flexifin-cost {
  background: linear-gradient(135deg, #052e2b, #0f766e 48%, #facc15);
}
.creditgo-cost {
  background: linear-gradient(135deg, #052e16, #0f766e 48%, #22c55e);
}
.soscredit-cost {
  background: linear-gradient(135deg, #082f49, #0ea5e9 48%, #facc15);
}
.ferratum-cost {
  background: linear-gradient(135deg, #111827, #b91c1c 52%, #f97316);
}
.avafin-cost {
  background: linear-gradient(135deg, #042f2e, #0f766e 48%, #22c55e);
}
.proficredit-cost {
  background: linear-gradient(135deg, #111827, #991b1b 52%, #f59e0b);
}
.openfactor-cost {
  background: linear-gradient(135deg, #071b33, #0f766e 50%, #22c55e);
}
.razdvapujcka-cost {
  background: linear-gradient(135deg, #111827, #7c3aed 50%, #ef4444);
}
.csob-pojistovna-cost {
  background: linear-gradient(135deg, #071b33, #007ec7 48%, #00a859);
}
.rixo-cost {
  background: linear-gradient(135deg, #111827, #6d28d9 50%, #ec4899);
}
.svycarskapujcka-cost {
  background: linear-gradient(135deg, #111827, #b91c1c 50%, #0f766e);
}
.uveracek-cost {
  background: linear-gradient(135deg, #111827, #0369a1 50%, #f59e0b);
}
.pujcka-bez-volani-cost {
  background: linear-gradient(135deg, #083344, #0f766e 48%, #ef4444);
}
.nazivnost-cost {
  background: linear-gradient(135deg, #111827, #0f766e 50%, #f59e0b);
}
.tipli-cost {
  background: linear-gradient(135deg, #064e3b, #16a34a 52%, #f97316);
}
.twisto-cost {
  background: linear-gradient(135deg, #2e1065, #7c3aed 52%, #ec4899);
}
.revolut-cost {
  background: linear-gradient(135deg, #020617, #0f766e 52%, #38bdf8);
}
.mbank-cost {
  background: linear-gradient(135deg, #111827, #dc2626 50%, #f59e0b);
}
.vistacredit-cost {
  background: linear-gradient(135deg, #0f172a, #1d4ed8 50%, #22c55e);
}
.viasms-cost {
  background: linear-gradient(135deg, #b91c1c, #f59e0b 50%, #1378ff);
}
.homecredit-cost {
  background: linear-gradient(135deg, #ef4444, #1378ff 48%, #0f766e);
}
.acema-cost {
  background: linear-gradient(135deg, #0f766e, #f59e0b 48%, #1378ff);
}
.creditportal-cost {
  background: linear-gradient(135deg, #0f766e, #1378ff 48%, #22c55e);
}
.zaplo-cost {
  background: linear-gradient(135deg, #111827, #e11d48 55%, #1378ff);
}
.provident-cost {
  background: linear-gradient(135deg, #0f766e, #f59e0b 52%, #1378ff);
}
.pujckaplus-cost {
  background: linear-gradient(135deg, #16a34a, #f59e0b 54%, #1378ff);
}
.expresscash-cost {
  background: linear-gradient(135deg, #24419a, #1ea8a4 48%, #4bbb86);
}
.movinero-cost {
  background: linear-gradient(135deg, #0f766e, #14b8a6 50%, #1378ff);
}
.pros-cons-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.risk-list {
  list-style: none;
  margin: 18px 0 0;
  padding: 0;
}
.risk-list li {
  position: relative;
  margin: 12px 0;
  padding-left: 28px;
  color: var(--muted);
}
.risk-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 10px;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #ffb02e;
}
.zonky-fit-section {
  background: linear-gradient(180deg, #fff, #f7fbff);
}
.source-section {
  padding-top: 42px;
}
.source-list {
  margin: 18px 0 0;
  padding-left: 22px;
}
.source-list li {
  color: var(--muted);
  margin: 8px 0;
}
.source-list a {
  color: var(--blue);
  font-weight: 800;
  text-decoration: none;
}
.mortgage-hero {
  color: var(--white);
  background: linear-gradient(135deg, #061427 0%, #082d52 56%, #0b465d 100%);
}
.mortgage-hero-grid {
  min-height: 620px;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.95fr);
  gap: 52px;
  align-items: center;
  padding: 70px 0;
}
.mortgage-hero-copy {
  position: relative;
  z-index: 1;
}
.mortgage-hero-copy h1 {
  max-width: 800px;
}
.mortgage-hero-copy .lead {
  max-width: 760px;
  color: rgba(255,255,255,0.84);
}
.mortgage-hero-actions,
.mortgage-mid-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  margin-top: 30px;
}
.mortgage-mid-cta {
  justify-content: center;
  margin-top: 34px;
}
.mortgage-hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}
.mortgage-hero-points span {
  padding: 9px 13px;
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 999px;
  color: rgba(255,255,255,0.82);
  background: rgba(255,255,255,0.07);
  font-size: 14px;
  font-weight: 800;
}
.mortgage-side-card {
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.08);
  box-shadow: 0 32px 80px rgba(0,0,0,0.25);
}
.mortgage-side-card img {
  display: block;
  width: 100%;
  max-height: 310px;
  object-fit: contain;
  padding: 28px 28px 10px;
}
.mortgage-side-panel {
  padding: 24px 28px 28px;
  background: rgba(4, 18, 38, 0.58);
}
.mortgage-side-panel strong {
  display: block;
  margin-bottom: 14px;
  font-size: 22px;
}
.mortgage-side-panel dl {
  margin: 0;
}
.mortgage-side-panel div {
  display: grid;
  grid-template-columns: 0.65fr 1fr;
  gap: 16px;
  padding: 12px 0;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.mortgage-side-panel dt {
  color: rgba(255,255,255,0.66);
}
.mortgage-side-panel dd {
  margin: 0;
  color: var(--white);
  font-weight: 800;
}
.mortgage-value {
  padding-bottom: 42px;
}
.mortgage-value-grid,
.mortgage-scenario-grid,
.mortgage-process-grid {
  display: grid;
  gap: 22px;
}
.mortgage-value-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.mortgage-scenario-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 34px;
}
.mortgage-process-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 34px;
}
.mortgage-value-grid article,
.mortgage-scenario-grid article,
.mortgage-process-grid article,
.mortgage-doc-card,
.mortgage-warning-card {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 16px 42px rgba(15, 52, 96, 0.08);
}
.mortgage-value-grid span,
.mortgage-process-grid span {
  display: block;
  color: rgba(19,120,255,0.26);
  font-size: 44px;
  font-weight: 950;
  line-height: 1;
  margin-bottom: 18px;
}
.mortgage-value-grid h2,
.mortgage-scenario-grid h3,
.mortgage-process-grid h3,
.mortgage-doc-card h2,
.mortgage-warning-card h2 {
  text-align: left;
  margin-top: 0;
}
.mortgage-value-grid p,
.mortgage-scenario-grid p,
.mortgage-process-grid p,
.mortgage-two-col p,
.mortgage-warning-card li {
  color: var(--muted);
}
.mortgage-two-col {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  gap: 34px;
  align-items: start;
}
.mortgage-checklist {
  display: grid;
  gap: 12px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}
.mortgage-checklist li {
  position: relative;
  padding-left: 34px;
  color: #203653;
}
.mortgage-checklist li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 22px;
  height: 22px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--blue);
  font-size: 13px;
  font-weight: 900;
}
.mortgage-table-wrap {
  overflow-x: auto;
  margin-top: 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 18px 44px rgba(15, 52, 96, 0.09);
}
.mortgage-compare-table {
  width: 100%;
  min-width: 860px;
  border-collapse: collapse;
}
.mortgage-compare-table caption {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.mortgage-compare-table th,
.mortgage-compare-table td {
  padding: 18px 20px;
  border-bottom: 1px solid var(--line);
  text-align: left;
}
.mortgage-compare-table th {
  color: var(--ink);
  background: #f4f8fd;
}
.mortgage-compare-table td {
  color: #263b5b;
}
.mortgage-compare-table tr:last-child td {
  border-bottom: 0;
}
.mortgage-final-cta {
  padding-top: 30px;
}
.mortgage-cta-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: center;
  padding: 34px;
  border-radius: var(--radius);
  color: var(--white);
  background: linear-gradient(135deg, #0b3056, #1378ff);
  box-shadow: var(--shadow);
}
.mortgage-cta-panel h2 {
  color: var(--white);
  text-align: left;
  margin: 0 0 12px;
}
.mortgage-cta-panel p {
  max-width: 760px;
  color: rgba(255,255,255,0.82);
  margin: 0;
}
.two-col {
  display: grid;
  grid-template-columns: 1fr 0.85fr;
  gap: 32px;
  align-items: start;
}
.two-col h2,
.two-col .eyebrow { text-align: left; }
.two-col p { color: var(--muted); }
.faq-section h2 { color: var(--ink); }
.faq-list {
  display: grid;
  gap: 12px;
  margin-top: 28px;
}
.home-faq {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #f7fbff 0%, #ffffff 100%);
}
.home-faq::before {
  content: "";
  position: absolute;
  inset: 42px 6% auto;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(19, 120, 255, 0.20), transparent);
}
.home-faq h2 {
  color: var(--ink);
  text-align: center;
  font-size: clamp(34px, 4vw, 48px);
  margin: 0;
}
.home-faq h2::after {
  content: "";
  display: block;
  width: 220px;
  height: 6px;
  margin: 16px auto 0;
  background: linear-gradient(90deg, #1378ff, #00a3ff);
}
.faq-columns {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 18px;
  margin-top: 46px;
  align-items: start;
}
.faq-columns > div {
  display: grid;
  gap: 18px;
}
.faq-answer {
  position: relative;
  margin-bottom: 0;
  padding: 22px 24px 22px 56px;
  border: 1px solid rgba(19, 120, 255, 0.13);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.92);
  box-shadow: 0 16px 42px rgba(15, 52, 96, 0.08);
}
.faq-answer::before {
  content: "";
  position: absolute;
  left: 24px;
  top: 29px;
  width: 14px;
  height: 14px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--blue), var(--blue-2));
  box-shadow: 0 0 0 6px rgba(19, 120, 255, 0.10);
}
.faq-answer h3 {
  margin: 0 0 14px;
  color: var(--ink);
  font-size: 19px;
  font-style: normal;
  line-height: 1.32;
  text-align: left;
}
.faq-answer p {
  margin: 0;
  color: var(--muted);
  line-height: 1.65;
}
details {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  padding: 18px 20px;
}
summary {
  cursor: pointer;
  font-weight: 850;
}
.faq-answer-content {
  color: var(--muted);
  margin: 12px 0 0;
}
.article-section { background: var(--white); }
.article-body {
  max-width: 860px;
  font-size: 18px;
}
.article-body p,
.article-body li { color: var(--muted); }
.article-body h2 { margin-top: 38px; color: var(--ink); }
.article-body h2:first-child { margin-top: 0; }
.article-body h3 {
  color: var(--ink);
  font-size: 20px;
  margin-top: 0;
}
.article-body a {
  color: var(--blue);
  font-weight: 850;
  text-decoration: none;
}
.article-body .btn {
  color: var(--white);
}
.article-body .btn-light,
.article-body .btn-outline {
  color: var(--blue);
}
.author-section {
  background: linear-gradient(180deg, #ffffff, #f7fbff);
}
.author-card {
  display: grid;
  grid-template-columns: 150px minmax(0, 1fr);
  gap: 28px;
  align-items: center;
  max-width: 980px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.author-photo {
  width: 150px;
  height: 150px;
  border-radius: 50%;
  object-fit: cover;
}
.author-content h2 {
  margin: 0 0 12px;
  text-align: left;
  font-size: 28px;
}
.author-content p:not(.eyebrow) {
  margin: 0;
  color: var(--muted);
}
.author-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 18px;
}
.author-links .btn {
  box-shadow: none;
}
.author-links .btn-outline {
  color: var(--blue);
}
.article-cta-panel,
.article-tip-box,
.article-warning-box {
  margin: 30px 0;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(135deg, #f7fbff, #ffffff);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.article-cta-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 18px;
  align-items: center;
}
.article-cta-panel strong,
.article-tip-box strong,
.article-warning-box strong {
  display: block;
  color: var(--ink);
  font-size: 21px;
  line-height: 1.2;
  margin-bottom: 8px;
}
.article-cta-panel p,
.article-tip-box p,
.article-warning-box p {
  margin: 0;
}
.article-cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: flex-end;
}
.article-tip-box {
  border-left: 5px solid var(--green);
}
.article-warning-box {
  border-left: 5px solid #f59e0b;
  background: linear-gradient(135deg, #fff8ed, #ffffff);
}
.article-choice-grid,
.article-offer-grid,
.article-checklist-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 24px 0 34px;
}
.article-choice-grid article,
.article-offer-grid article,
.article-checklist-grid article {
  min-width: 0;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 14px 34px rgba(15, 52, 96, 0.07);
}
.article-choice-grid p,
.article-offer-grid p {
  margin-bottom: 16px;
}
.article-offer-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.article-offer-grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.article-offer-grid.one {
  grid-template-columns: minmax(0, 1fr);
}
.article-offer-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  justify-content: space-between;
  margin-top: 16px;
}
.article-offer-actions .btn {
  min-width: 104px;
  box-shadow: none;
}
.article-table-wrap {
  width: 100%;
  overflow-x: auto;
  margin: 26px 0 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}
.article-compare-table {
  width: 100%;
  min-width: 760px;
  border-collapse: collapse;
}
.article-compare-table th,
.article-compare-table td {
  padding: 15px 16px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}
.article-compare-table th {
  color: var(--ink);
  background: #eef6ff;
  font-size: 14px;
}
.article-compare-table td {
  color: var(--muted);
  font-size: 15px;
}
.article-compare-table tr:last-child td {
  border-bottom: 0;
}
.article-checklist-grid article {
  display: grid;
  gap: 8px;
}
.article-checklist-grid strong {
  color: var(--ink);
  line-height: 1.25;
}
.article-checklist-grid span {
  color: var(--muted);
  font-size: 16px;
}
.history-block {
  margin: 56px 0 48px;
}
.history-block .section-title {
  text-align: center;
  font-size: clamp(30px, 4vw, 42px);
  margin-bottom: 44px;
}
.history-timeline {
  position: relative;
  display: grid;
  gap: 18px;
}
.history-timeline::before {
  content: "";
  position: absolute;
  left: 24px;
  top: 10px;
  bottom: 10px;
  width: 4px;
  border-radius: 999px;
  background: linear-gradient(var(--teal), var(--blue));
}
.history-item {
  position: relative;
  padding: 22px 24px 22px 76px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: linear-gradient(135deg, #ffffff, #f7fbff);
  box-shadow: 0 14px 34px rgba(15, 52, 96, 0.07);
}
.history-item::before {
  content: "";
  position: absolute;
  left: 16px;
  top: 30px;
  width: 20px;
  height: 20px;
  border: 5px solid var(--white);
  border-radius: 50%;
  background: var(--blue);
  box-shadow: 0 0 0 1px rgba(19,120,255,0.25);
}
.history-item.is-current {
  border-color: rgba(19,120,255,0.35);
  background: linear-gradient(135deg, #eef7ff, #ffffff);
}
.history-item time {
  display: block;
  color: var(--ink);
  font-size: 30px;
  font-weight: 950;
  letter-spacing: 0;
  margin-bottom: 8px;
}
.history-item p {
  margin: 0;
  color: #15253a;
}
.history-item a {
  color: #006fe8;
  font-weight: 800;
}
.notice {
  margin: 28px 0;
  padding: 18px 20px;
  border-left: 4px solid var(--blue);
  background: #edf6ff;
  border-radius: var(--radius);
  color: #244264;
}
.blog-card h2 { text-align: left; font-size: 25px; }
.blog-card h2 a { text-decoration: none; }

.loan-compare-hero {
  color: var(--white);
  background: linear-gradient(135deg, #061427 0%, #0b304d 52%, #103f39 100%);
  overflow: hidden;
}
.loan-compare-hero-grid {
  min-height: 560px;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  align-items: center;
  gap: 42px;
  padding: 72px 0 58px;
}
.loan-compare-copy {
  position: relative;
  z-index: 2;
}
.loan-compare-copy .lead {
  max-width: 720px;
}
.loan-hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}
.loan-hero-pills span {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  padding: 7px 12px;
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 999px;
  color: rgba(255,255,255,0.88);
  background: rgba(255,255,255,0.08);
  font-size: 14px;
  font-weight: 850;
}
.loan-compare-visual {
  position: relative;
  margin: 0;
  isolation: isolate;
}
.loan-compare-visual img {
  width: 100%;
  max-height: 430px;
  object-fit: contain;
  border-radius: var(--radius);
  filter: drop-shadow(0 30px 44px rgba(0,0,0,0.28));
}
.loan-compare-intro {
  padding-bottom: 42px;
}
.loan-stat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.loan-stat-grid article,
.loan-scenario-grid article {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 16px 40px rgba(15, 52, 96, 0.08);
}
.loan-stat-grid span {
  display: block;
  color: rgba(24, 183, 118, 0.42);
  font-size: 38px;
  font-weight: 950;
  line-height: 1;
  margin-bottom: 14px;
}
.loan-stat-grid strong {
  display: block;
  font-size: 22px;
  line-height: 1.18;
  margin-bottom: 10px;
}
.loan-stat-grid p,
.loan-scenario-grid p,
.loan-section-head p,
.loan-table-note,
.compare-method-grid p {
  color: var(--muted);
}
.loan-scenarios {
  background: linear-gradient(180deg, #fff, #f7fbff);
}
.loan-scenario-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  margin-top: 34px;
}
.loan-scenario-grid h3 {
  font-size: 21px;
}
.loan-mini-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
}
.loan-mini-links a {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 6px 10px;
  border-radius: 999px;
  color: #0b5ed7;
  background: #edf6ff;
  text-decoration: none;
  font-size: 13px;
  font-weight: 850;
}
.loan-section-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 190px;
  gap: 28px;
  align-items: end;
  margin-bottom: 26px;
}
.loan-section-head h2 {
  text-align: left;
}
.loan-section-head p {
  max-width: 760px;
  margin: 0;
}
.loan-section-head a {
  color: var(--blue);
  font-weight: 850;
  text-decoration: none;
}
.loan-count {
  display: grid;
  place-items: center;
  min-height: 132px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 14px 34px rgba(15, 52, 96, 0.07);
  text-align: center;
}
.loan-count strong {
  display: block;
  color: var(--green);
  font-size: 42px;
  line-height: 1;
}
.loan-count span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 850;
}
.loan-controls {
  display: grid;
  gap: 16px;
  margin-bottom: 18px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}
.loan-filter-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.loan-filter-buttons button {
  min-height: 40px;
  padding: 8px 13px;
  border: 1px solid #cfe0f4;
  border-radius: 999px;
  color: #17375f;
  background: #f7fbff;
  font: inherit;
  font-size: 14px;
  font-weight: 850;
  cursor: pointer;
}
.loan-filter-buttons button.is-active,
.loan-filter-buttons button:hover {
  color: var(--white);
  border-color: var(--blue);
  background: var(--blue);
}
.loan-search-sort {
  display: grid;
  grid-template-columns: minmax(220px, 1fr) minmax(180px, 260px);
  gap: 14px;
}
.loan-search-sort label {
  display: grid;
  gap: 6px;
  color: #203354;
  font-size: 13px;
  font-weight: 850;
}
.loan-search-sort input,
.loan-search-sort select {
  width: 100%;
  min-height: 44px;
  padding: 10px 12px;
  border: 1px solid #cfe0f4;
  border-radius: var(--radius);
  color: var(--ink);
  background: #fff;
  font: inherit;
}
.loan-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 18px 44px rgba(15, 52, 96, 0.09);
}
.loan-compare-table {
  width: 100%;
  min-width: 1120px;
  border-collapse: collapse;
}
.loan-compare-table caption {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
}
.loan-compare-table th,
.loan-compare-table td {
  padding: 18px 16px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
  text-align: left;
}
.loan-compare-table th {
  position: sticky;
  top: 0;
  z-index: 1;
  color: #1b3557;
  background: #eef6ff;
  font-size: 13px;
  text-transform: uppercase;
}
.loan-compare-table tr:last-child td {
  border-bottom: 0;
}
.loan-compare-table td {
  color: #263b5b;
  font-size: 14px;
}
.loan-provider-cell a {
  color: var(--ink);
  text-decoration: none;
}
.loan-provider-cell strong {
  display: block;
  font-size: 17px;
  line-height: 1.2;
}
.loan-provider-cell span,
.loan-provider-cell small,
.loan-compare-table td > span {
  display: block;
  color: var(--muted);
  margin-top: 5px;
}
.loan-actions {
  min-width: 144px;
}
.loan-actions .btn {
  width: 100%;
  margin-bottom: 10px;
  white-space: nowrap;
}
.loan-actions .text-link {
  display: block;
  text-align: center;
  font-size: 14px;
}
.loan-no-results td {
  text-align: center;
  color: var(--muted);
  font-weight: 850;
}
.loan-table-note {
  margin: 16px 0 0;
  font-size: 14px;
}
.compare-method-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: 32px;
  align-items: start;
}
.compare-method-grid h2 {
  text-align: left;
}

.form-hero {
  color: var(--white);
  background: linear-gradient(135deg, #061427, #092b50);
  padding: 70px 0;
}
.form-section { background: var(--soft); }
.redirect-screen {
  min-height: 62vh;
  display: grid;
  place-items: center;
  padding: 80px 20px;
  background: linear-gradient(135deg, #061427, #092b50);
}
.redirect-card {
  width: min(560px, 100%);
  padding: 34px;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.redirect-card h1 { color: var(--ink); font-size: 36px; }
.redirect-card p { color: var(--muted); }

.site-footer {
  color: rgba(255,255,255,0.82);
  background: #061427;
  padding: 58px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: minmax(220px, 1.35fr) repeat(4, minmax(130px, 0.7fr)) minmax(220px, 1fr);
  gap: 28px;
}
.footer-brand { margin-bottom: 16px; }
.footer-brand img {
  height: 54px;
  max-width: 300px;
}
.footer-socials {
  display: flex;
  gap: 10px;
  margin-top: 18px;
}
.site-footer .footer-social-link {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin: 0;
  border-radius: 50%;
  transition: transform 0.2s ease, filter 0.2s ease;
}
.site-footer .footer-social-link:hover {
  color: inherit;
  transform: translateY(-2px);
  filter: drop-shadow(0 14px 20px rgba(24, 119, 242, 0.32));
}
.footer-social-link img {
  width: 38px;
  height: 38px;
  display: block;
}
.site-footer h2 {
  color: var(--white);
  font-size: 16px;
  text-align: left;
  margin-bottom: 14px;
}
.site-footer a {
  display: block;
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  margin: 8px 0;
}
.site-footer a:hover { color: var(--white); }
.site-footer .footer-brand { display: inline-flex; }
.footer-note {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 34px;
  padding-top: 22px;
  font-size: 13px;
  color: rgba(255,255,255,0.62);
  text-align: center;
}

@media (max-width: 1040px) {
  .header-actions .social { display: none; }
  .site-nav { gap: 18px; }
  .hero-grid {
    grid-template-columns: 1fr;
    min-height: auto;
    padding: 50px 0;
  }
  .hero-visual {
    position: relative;
    right: auto;
    width: 100%;
    max-width: 680px;
    order: 2;
    margin: 0 auto -30px;
  }
  .hero-visual::before {
    display: none;
  }
  .loan-card { order: 3; max-width: 620px; width: 100%; }
  .benefit-grid,
  .zonky-feature-grid,
  .loan-stat-grid,
  .loan-scenario-grid,
  .mortgage-value-grid,
  .mortgage-scenario-grid,
  .mortgage-process-grid,
  .insurance-compare-grid,
  .insurance-benefit-grid,
  .travel-benefit-grid,
  .insurer-logo-grid,
  .travel-stats-grid { grid-template-columns: repeat(2, 1fr); }
  .info-grid { grid-template-columns: 1fr; }
  .info-grid img { max-height: 360px; width: 100%; height: auto; object-position: center top; }
  .rate-card,
  .travel-flow-grid,
  .customer-policy-grid,
  .two-col,
  .mortgage-hero-grid,
  .mortgage-two-col,
  .mortgage-cta-panel,
  .sub-hero-grid,
  .loan-compare-hero-grid,
  .loan-section-head,
  .compare-method-grid,
  .zonky-hero-grid,
  .zonky-summary-grid,
  .cost-layout,
  .pros-cons-grid,
  .fit-grid { grid-template-columns: 1fr; }
  .hero-media { justify-content: flex-start; }
  .hero-media img { max-height: 330px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .mortgage-hero-grid { min-height: auto; padding: 54px 0; }
  .mortgage-side-card img { max-height: 260px; }
  .mortgage-cta-panel { align-items: start; }
}

@media (max-width: 760px) {
  .shell { width: min(100% - 28px, 1180px); }
  .header-shell { min-height: 66px; gap: 12px; }
  .brand img { height: 38px; max-width: 190px; }
  .brand-mark { width: 30px; height: 30px; }
  .menu-toggle { display: block; margin-left: auto; }
  .site-nav {
    position: fixed;
    left: 14px;
    right: 14px;
    top: 76px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 12px;
    border-radius: var(--radius);
    background: #08213f;
    box-shadow: var(--shadow);
  }
  .nav-open .site-nav { display: flex; }
  .site-nav a { padding: 13px 10px; }
  .site-nav a::after { display: none; }
  .header-actions { display: none; }
  .hero { text-align: left; }
  .hero-grid { padding: 38px 0 44px; }
  h1 { font-size: 40px; }
  .lead { font-size: 16px; }
  .hero-points,
  .steps,
  .faq-columns,
  .card-grid,
  .blog-grid,
  .loan-stat-grid,
  .loan-scenario-grid,
  .mortgage-value-grid,
  .mortgage-scenario-grid,
  .mortgage-process-grid,
  .loan-search-sort,
  .article-choice-grid,
  .article-offer-grid,
  .article-offer-grid.two,
  .article-checklist-grid,
  .author-card,
  .zonky-feature-grid,
  .insurance-compare-grid,
  .insurance-benefit-grid,
  .travel-benefit-grid,
  .insurer-logo-grid,
  .travel-stats-grid,
  .customer-policy-grid,
  .benefit-grid,
  .footer-grid { grid-template-columns: 1fr; }
  .cta-row,
  .centered .cta-row { align-items: stretch; }
  .cta-row .btn { width: 100%; }
  .mortgage-hero-grid { padding: 46px 0 40px; }
  .mortgage-hero-actions,
  .mortgage-mid-cta { align-items: stretch; flex-direction: column; }
  .mortgage-hero-actions .btn,
  .mortgage-mid-cta .btn,
  .mortgage-cta-panel .btn { width: 100%; }
  .mortgage-hero-points { display: grid; grid-template-columns: 1fr; }
  .mortgage-side-panel div { grid-template-columns: 1fr; gap: 4px; }
  .mortgage-table-wrap { margin-left: -14px; margin-right: -14px; border-left: 0; border-right: 0; border-radius: 0; }
  .mortgage-compare-table { min-width: 820px; }
  .mortgage-cta-panel { padding: 24px; }
  .hero-visual { margin-bottom: -8px; }
  .loan-compare-hero-grid { min-height: auto; padding: 48px 0 42px; }
  .loan-hero-pills { display: grid; grid-template-columns: 1fr; }
  .loan-filter-buttons { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .loan-filter-buttons button { width: 100%; padding-left: 8px; padding-right: 8px; }
  .loan-controls { padding: 14px; }
  .article-cta-panel {
    grid-template-columns: 1fr;
  }
  .article-cta-actions,
  .article-offer-actions {
    align-items: stretch;
    flex-direction: column;
  }
  .article-cta-actions .btn,
  .article-offer-actions .btn {
    width: 100%;
  }
  .author-card {
    gap: 18px;
    justify-items: start;
  }
  .author-content h2 {
    font-size: 24px;
  }
  .author-links,
  .author-links .btn {
    width: 100%;
  }
  .loan-table-wrap {
    margin-left: -14px;
    margin-right: -14px;
    border-left: 0;
    border-right: 0;
    border-radius: 0;
  }
  .loan-compare-table { min-width: 1040px; }
  .loan-section-head { gap: 18px; }
  .loan-count {
    min-height: 104px;
    place-items: start;
    text-align: left;
  }
  .info-grid img { display: none; }
  .loan-card { padding: 20px; }
  .section { padding: 56px 0; }
  .insurance-compare-section { padding: 58px 0 64px; }
  .insurance-compare-grid { gap: 38px; }
  .insurance-compare-image { width: min(76vw, 246px); }
  .insurance-compare-card h3 { font-size: 23px; }
  .sub-hero-grid { min-height: auto; padding: 50px 0; }
  .zonky-hero-grid { min-height: auto; padding: 50px 0; }
  .zonky-brand-mark,
  .raiffeisenbank-brand-mark,
  .flexifin-brand-mark,
  .creditgo-brand-mark,
  .soscredit-brand-mark,
  .ferratum-brand-mark,
  .avafin-brand-mark,
  .proficredit-brand-mark,
  .openfactor-brand-mark,
  .razdvapujcka-brand-mark,
  .csob-pojistovna-brand-mark,
  .rixo-brand-mark,
  .svycarskapujcka-brand-mark,
  .uveracek-brand-mark,
  .pujcka-bez-volani-brand-mark,
  .nazivnost-brand-mark,
  .tipli-brand-mark,
  .twisto-brand-mark,
  .revolut-brand-mark,
  .mbank-brand-mark,
  .vistacredit-brand-mark,
  .kamali-brand-mark,
  .viasms-brand-mark,
  .homecredit-brand-mark,
  .acema-brand-mark,
  .creditportal-brand-mark,
  .coolcredit-brand-mark,
  .expresscash-brand-mark,
  .movinero-brand-mark,
  .provident-brand-mark,
  .pujckaplus-brand-mark,
  .zaplo-brand-mark { min-height: 96px; font-size: 34px; }
  .svycarskapujcka-brand-mark {
    font-size: 24px;
    padding: 20px 18px 48px;
  }
  .svycarskapujcka-brand-mark::after {
    right: 50%;
    transform: translateX(50%);
  }
  .hero-stat-card strong { font-size: 18px; }
  .hero-media img { width: 100%; max-height: 280px; }
  .rate-card > div:first-child,
  .blue-panel,
  .panel,
  .soft-panel,
  .steps article,
  .zonky-score-card,
  .zonky-facts,
  .zonky-feature-grid article,
  .pros-card,
  .cons-card,
  .fit-grid article,
  .cost-callout,
  .insurance-benefit-card,
  .loan-stat-grid article,
  .loan-scenario-grid article,
  .article-cta-panel,
  .article-tip-box,
  .article-warning-box,
  .article-choice-grid article,
  .article-offer-grid article,
  .article-checklist-grid article,
  .author-card,
  .benefit-grid article,
  .card-grid article,
  .blog-card { padding: 22px; }
  .travel-step {
    grid-template-columns: 1fr;
  }
  .policy-card dl div {
    align-items: start;
    flex-direction: column;
    gap: 2px;
  }
  .policy-card dd {
    text-align: left;
  }
  .history-block { margin-top: 44px; }
  .history-item {
    padding: 20px 18px 20px 58px;
  }
  .history-timeline::before {
    left: 20px;
  }
  .history-item::before {
    left: 12px;
  }
  .history-item time {
    font-size: 26px;
  }
  .calc-summary div,
  .fact-list div { align-items: start; flex-direction: column; gap: 2px; }
  .calc-summary dd,
  .fact-list dd { text-align: left; }
}